- inducted
- NOV 2026 · for spite
- spite score
- 🔥 6/10
- free alternative to
- YNAB
“Most budgeting apps want your bank login, handed to their own aggregator, or a monthly subscription, and most are built around American banks.”
Data Consulting Services, on reddit.com ↗
Stay Steady
YNAB charges $14.99 a month to tell you where the money went. Stay Steady reads your bank's own export file on your device, and that $14.99 stays in the budget.